Terms of Service

By creating an account on NovaTova, you agree to: • Provide accurate, current, and complete information • Maintain the security of your password and account • Accept responsibility for all activities under your account • Notify us immediately of any unauthorized use • Be at least 13 years old (or have parental consent) • Not create multiple accounts for fraudulent purposes

You may use our services for lawful purposes only. You agree not to: • Copy, modify, or distribute our content without permission • Use automated systems to access our services • Interfere with or disrupt our services • Attempt to gain unauthorized access to our systems • Use our platform for any illegal activities • Share your account credentials with others • Upload malicious content or software

Payment terms for our services: • All fees are in the currency specified at checkout • Payments are processed through secure third-party providers • Subscription fees are billed in advance • Refunds are available within 14 days of purchase (conditions apply) • No refunds for partially completed courses • Prices may change with 30 days notice • Promotional pricing is subject to terms

All content on NovaTova is protected: • Course materials, videos, and documents are our property • You receive a limited, non-transferable license to access content • You may not reproduce, distribute, or create derivative works • User-generated content remains your property • By posting content, you grant us a license to use it • Trademarks and logos are protected

The following activities are strictly prohibited: • Sharing account access with non-registered users • Recording or redistributing course content • Harassment of instructors or other students • Posting false reviews or ratings • Using the platform for commercial solicitation • Cheating on assessments or assignments • Impersonating other users or instructors

To the fullest extent permitted by law: • Our services are provided "as is" without warranties • We are not liable for indirect or consequential damages • Our liability is limited to the amount paid for services • We do not guarantee specific learning outcomes • We are not responsible for third-party content • Force majeure events exclude our liability

In the event of disputes: • We encourage informal resolution first • Formal complaints should be submitted in writing • Disputes will be governed by applicable laws • Arbitration may be required for certain disputes • Class action waivers may apply • You have the right to seek legal remedies